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Used Car Novated Lease Unlock your money like never before
Did you know you can even turn your existing car into a novated lease & take advantage of the tax & GST benefits? You can Novate:
- A used vehicle from a motor dealer
- A private sale vehicle
- Refinance your existing vehicle loan
- Sale & leaseback your existing vehicle & take advantage of current tax benefits
Why turn to a Novated Lease?
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Reduce taxable income
Make repayments, maintenance, fuel, insurance and even registration from your pre-tax income, and reduce the amount of tax you pay upfront.
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Employer options
You can choose the car you want and take it with you to your next job if you change employers.
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Leasing options
A range of novated car lease options allows you to choose those with flexible terms, fixed interest rates, and no deposit requirement.
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Salary packaging
Talk to us about salary packaging benefits and understand how salary packaging works and where the savings come from. We’re here to answer any questions you have about salary packaging.
FAQs Have questions? No worries, we’re here to help
You can have a novated lease on just about any vehicle. With used vehicles our panel of financiers accept vehicles up to 12 years old, come time of lease end. This means if you want the maximum term (5 years) the vehicle you choose could be no older than 7 years.
No, ECM (Employee Contribution Method) or post-tax contributions is used to off-set any FBT (Fringe Benefit Tax) liability.
If you buy your car from a dealership or business, you don’t pay any GST on the purchase price – that’s essentially a 10% saving straight away!
No, anyone who pays tax can benefit from a novated lease.
One of the great things about novated leases is that they’re transferable, meaning you can take them with you if you change jobs.
Car brands Novated Leases for car brands
We provide Novated Leases for all car brands, including the ones listed here.
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